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Foreclosed homes come on the market after the owner fails to pay off an outstanding debt. Due to changes in the economy, more of these homes are coming onto the market. A foreclosure home is a good way to pick up a home at below market value.
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A foreclosure is the process of a a homeowner's right to a property being forfeited due to failure to make payments towards their mortgage. If the outstanding debt can not be paid or sold via a short sale, the property will then be sent to a foreclosure auction. If the home does not sell at auction, it will then become property of the lending institution.
A foreclosure goes through five stages which include:
Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.
Listing information last updated on March 30th, 2020 at 9:16am MDT.