Everyone is always concerned about their credit score; and it is understandable why. Your credit score can determine whether you get that brand new car you've always wanted, a house for you and your family, and even keep you from insurance and employment. First you need to understand what makes up your credit score.

Is your credit score importantThere are 5 factors that determine your credit score:

  • previous credit performance
  • current level of debt
  • the time that the credit has been in use
  • the types of credit available
  • and the pursuit of new credit

Out of each of these factors, your previous credit performance is the most important. Why is that? This is because it shows those looking at your credit how well you paid or are paying off your previous debt. 

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get your yard ready for springIt takes a little bit of sunshine and warmth to get you ready for the spring. You can work outside then you need the weather to corporate with you. You have noticed that the spring weather has perked up your lawn and plants, and the weather has left its tole on you. This is where you have broken bushes, bare patches and a lot of clean up has to be done. With a little bit of planning, you can improve your lawn and be ready for the growing season. Later on, you will improve your garden by taking a little bit of time and energy and get your garden into shape. You will be rewarded with a healthier landscape, and it is appreciated by all the neighborhood. 

You can use a rake to prep your lawn by removing any leaves. This is important to take away all the debris…

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things to do in new mexicoIf you've lived in an area for an extended period of time, you may have forgotten about some of the treasures that are available to you.  You may think there isn't anything to do because you've simply forgotten about how gorgeous your area really is.  

New Mexico is a beautiful place to live.  There is a lot to do and see in the state.  From delicious foods to breath-taking scenery, you can always find something to do in this state.  

If you need some help remembering all we have to offer, here is a list of 50 things to do, see and taste throughout the state.  

  1. Visit one of the Native American Pueblos, Tribes or Nations.  There are 20 in our area, Acoma, Cochiti, Isleta, Jemez, Jicarilla Apache Nation, Laguna, Mescalero Apache Reservation,…

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